.top-disclaimer{background:#09213e;color:#fff;padding:9px 0;text-align:center;font-size:.78rem;line-height:1.45}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,system-ui,-apple-system,"Segoe UI",sans-serif;color:#173553;line-height:1.55;background:#fff}.container{width:min(1180px,calc(100% - 32px));margin:auto}.site-header{position:sticky;top:0;z-index:10;background:rgba(255,255,255,.97);border-bottom:1px solid #dce5ee}.nav{height:72px;display:flex;align-items:center;justify-content:space-between;gap:24px}.brand{display:flex;align-items:center;gap:11px;text-decoration:none;color:#102e50}.brand span:last-child{display:flex;flex-direction:column}.brand small{color:#6d7f92}.mark{width:42px;height:42px;border-radius:11px;display:grid;place-items:center;background:#0759d8;color:white;font-weight:850}nav{display:flex;align-items:center;gap:20px}nav a{color:#244666;text-decoration:none;font-weight:700}.outline{border:1px solid #0759d8;padding:9px 13px;border-radius:9px}.menu{display:none}.hero{padding:76px 0 60px;background:linear-gradient(180deg,#f4f8fd,#fff)}.hero-grid{display:grid;grid-template-columns:1.3fr .7fr;gap:48px;align-items:center}.eyebrow{text-transform:uppercase;letter-spacing:.08em;font-size:.76rem;font-weight:850;color:#0759d8}.hero h1,.section h2{color:#0c2e55;line-height:1.08;margin:10px 0}.hero h1{font-size:clamp(2.5rem,6vw,4.8rem);max-width:850px}.lead{font-size:1.16rem;color:#536b83;max-width:760px}.actions{display:flex;gap:12px;margin:26px 0 16px}.btn{min-height:48px;padding:0 18px;border-radius:10px;border:1px solid transparent;font-weight:800;text-decoration:none;display:inline-flex;align-items:center;justify-content:center;cursor:pointer}.primary{background:#0759d8;color:white}.secondary{background:white;border-color:#b8c8d8;color:#17446f}.micro{font-size:.84rem;color:#75879a}.hero-card{border:1px solid #d6e1eb;border-radius:18px;background:#fff;padding:12px}.hero-card div{padding:18px 12px;border-bottom:1px solid #e8eef4}.hero-card div:last-child{border:0}.hero-card b,.hero-card span{display:block}.hero-card span{color:#6d8093;margin-top:4px}.trust{border-block:1px solid #e8eef4}.trust-grid{display:grid;grid-template-columns:repeat(3,1fr);padding:16px 0}.trust-grid div{padding:7px 20px;border-right:1px solid #e1e8ef}.trust-grid div:last-child{border:0}.trust-grid b,.trust-grid span{display:block}.trust-grid span{color:#718397;font-size:.88rem}.section{padding:76px 0}.alt{background:#f7f9fc}.head{display:flex;justify-content:space-between;align-items:end;gap:30px;margin-bottom:27px}.head h2,.dark h2{font-size:clamp(2rem,4vw,3.1rem)}.head p{max-width:560px;color:#687d92;margin:0}.searchbox{display:grid;grid-template-columns:1fr 220px 220px;gap:10px;margin-bottom:24px}.searchbox input,.searchbox select,form input,form select{min-height:50px;width:100%;border:1px solid #c6d3df;border-radius:10px;background:#fff;padding:0 13px;font:inherit;color:#173553}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:15px}.card{border:1px solid #d8e1e9;border-radius:15px;padding:20px;display:flex;flex-direction:column;gap:13px}.card h3{margin:0;color:#12385f}.meta{display:flex;gap:7px;flex-wrap:wrap}.tag{background:#f2f4f7;color:#4b6075;border-radius:999px;padding:4px 8px;font-size:.76rem;font-weight:800}.tag.good{background:#edf7ef;color:#346743}.card p{margin:0;color:#64798e}.card button{border:0;background:none;color:#0759d8;font-weight:800;padding:0;text-align:left;cursor:pointer;margin-top:auto}.tablewrap{overflow:auto;border:1px solid #d9e2eb;border-radius:14px;background:white}table{width:100%;border-collapse:collapse;min-width:760px}th,td{text-align:left;padding:15px 17px;border-bottom:1px solid #e8eef3}th{text-transform:uppercase;font-size:.76rem;letter-spacing:.06em;color:#687d91}.knowledge{display:grid;grid-template-columns:repeat(3,1fr);gap:15px}.knowledge article{border:1px solid #d8e1e9;border-radius:15px;padding:21px}.knowledge h3{margin-top:0;color:#12385f}.knowledge p{color:#64798e}.knowledge span{font-size:.82rem;color:#0759d8;font-weight:750}.dark{background:#102f53;color:#fff}.dark h2{color:#fff}.dark p{color:#d7e1eb}.light{color:#d7e8ff}.claim-grid{display:grid;grid-template-columns:1fr 1fr;gap:46px}.claim-grid form{background:#fff;color:#173553;border-radius:17px;padding:21px;display:grid;gap:13px}.claim-grid label{font-weight:750;font-size:.9rem}.claim-grid input,.claim-grid select{margin-top:6px}.formmsg{color:#326440;font-size:.88rem;margin:0}.legal-note{padding:18px 0;background:#eef3f7;color:#536a80;font-size:.86rem;border-top:1px solid #d9e2ea}footer{background:#09223e;color:white;padding:32px 0}.footer{display:flex;justify-content:space-between;gap:30px}.footer p{color:#bdcad8}.footer div:last-child{display:flex;gap:17px}.footer a{color:white}dialog{width:min(620px,calc(100% - 26px));border:0;border-radius:17px;padding:25px;box-shadow:0 20px 70px #0b2b4f44}.close{position:absolute;right:10px;top:8px;border:0;background:none;font-size:28px;cursor:pointer}
@media(max-width:900px){.hero-grid,.claim-grid{grid-template-columns:1fr}.cards,.knowledge{grid-template-columns:1fr 1fr}.searchbox{grid-template-columns:1fr 1fr}.searchbox input{grid-column:1/-1}.head{flex-direction:column;align-items:start}.trust-grid{grid-template-columns:1fr}.trust-grid div{border-right:0;border-bottom:1px solid #e1e8ef}.trust-grid div:last-child{border-bottom:0}}
@media(max-width:680px){.container{width:min(100% - 24px,1180px)}.top-disclaimer{text-align:left}.nav{height:66px}.brand small{display:none}.menu{display:block;border:1px solid #c9d5e0;border-radius:9px;background:#fff;padding:9px 11px}nav{display:none;position:absolute;top:66px;left:0;right:0;background:#fff;padding:17px 14px;border-bottom:1px solid #dce5ee;flex-direction:column;align-items:stretch}nav.open{display:flex}.hero{padding:48px 0}.hero h1{font-size:2.5rem}.actions{display:grid}.btn{width:100%}.cards,.knowledge,.searchbox{grid-template-columns:1fr}.searchbox input{grid-column:auto}.section{padding:56px 0}.footer{flex-direction:column}}
/* v5: SEO detail pages, mobile first, accessible */
.card-link{display:inline-flex;margin-top:auto;font-weight:800;color:#0759d8;text-decoration:underline;text-underline-offset:3px}.card-link:hover,a:hover{text-decoration:underline}a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible,summary:focus-visible{outline:3px solid #ef9b19;outline-offset:3px}.profile-hero{background:#f4f8fd;padding-top:42px;padding-bottom:42px}.profile-hero h1,.article-header h1,.section> .container>h1{font-size:clamp(2rem,5vw,3.4rem);line-height:1.14;color:#0c2e55;margin:12px 0 18px}.crumb{font-size:.82rem;color:#52677a;margin-bottom:22px}.crumb a{color:#1557a8}.profile-layout{display:grid;grid-template-columns:minmax(0,1fr) 300px;gap:36px;align-items:start}.profile-layout h2{margin:35px 0 12px;color:#12385f;font-size:1.45rem}.profile-layout h2:first-child{margin-top:0}.profile-layout p{color:#41586f}.pill-list{display:flex;flex-wrap:wrap;gap:9px;list-style:none;margin:16px 0;padding:0}.pill-list li{padding:8px 13px;border-radius:99px;background:#e9f1fc;color:#153e70;font-weight:700}.detail-table{min-width:0}.detail-table th{width:37%;font-size:.85rem;text-transform:none;letter-spacing:0;color:#294967}.detail-table td{color:#425a70}.side-panel{background:#fff;border:1px solid #d7e1eb;border-radius:14px;padding:22px;margin-bottom:15px}.side-panel h3{margin-top:4px}.profile-layout details{border-bottom:1px solid #ccd6e0;padding:15px 0}.profile-layout summary{cursor:pointer;font-weight:750;color:#153c63}.profile-layout summary+ p{padding:4px 2px}.article-header{background:#f4f8fd;padding-bottom:40px}.article-container{max-width:840px}.article-body{color:#243f59;font-size:1.055rem;line-height:1.79}.article-body h2{font-size:1.65rem;line-height:1.3;margin:39px 0 13px;color:#102f53}.article-lead{font-size:1.2rem;font-weight:520}.article-body p{margin:0 0 17px}.article-body a{color:#0755b2;text-decoration:underline}.legal-article{border-left:4px solid #0759d8;padding:15px 18px;background:#f3f7fc}.references li{margin:9px 0}.next-box{background:#f2f7fc;border:1px solid #d6e2ec;padding:22px;border-radius:15px;margin-top:35px}.next-box h2{margin-top:0}.next-box .btn{color:#fff;text-decoration:none}.plan-grid{display:grid;grid-template-columns:1fr 1fr;gap:20px;margin-top:28px}.plan-grid li{margin-bottom:9px}.plan-grid .side-panel{margin:0}.price{font-size:2rem;font-weight:800;color:#102e50}.price small{font-size:.85rem;font-weight:500}.consent{display:flex;align-items:flex-start;gap:10px;font-size:.86rem;line-height:1.5}.consent input{width:18px!important;height:18px!important;min-height:18px!important;flex:none;margin:2px 0!important}.visually-hidden{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap}.profile-aside .btn{width:100%;text-align:center}.claim-grid form a{color:#0755b2}
@media(max-width:900px){.profile-layout{grid-template-columns:1fr}.profile-aside{display:grid;grid-template-columns:1fr 1fr;gap:12px}.plan-grid{grid-template-columns:1fr 1fr}}
@media(max-width:680px){.profile-hero{padding-top:28px}.profile-aside,.plan-grid{display:block}.detail-table th,.detail-table td{display:block;width:100%;padding:10px 13px}.detail-table th{padding-bottom:0}.detail-table td{padding-top:4px}.article-body{font-size:1rem}.article-body h2{font-size:1.4rem}.claim-grid{gap:20px}.profile-hero .actions{margin-top:20px}}